By using MoneyFlow, you agree to these Terms of Service. Please read them carefully before using the app.
These Terms of Service ("Terms") govern your use of the MoneyFlow iOS application ("App") operated by MoneyFlow ("we", "our", or "us"). By accessing or using the App, you agree to be bound by these Terms.
MoneyFlow is a personal finance management application that allows users to:
By downloading, installing, or using MoneyFlow, you confirm that you are at least 13 years of age and agree to these Terms. If you do not agree, please do not use the App.
MoneyFlow uses Google OAuth 2.0 for authentication. By signing in with your Google account, you authorize MoneyFlow to access your basic Google profile (email address, display name, profile picture) solely for account creation and identification purposes. You are responsible for maintaining the security of your Google account credentials.
You agree to use MoneyFlow only for lawful, personal financial management purposes. You agree not to:
You are solely responsible for the accuracy of all financial data you enter into MoneyFlow. The App is a personal management tool only — it does not provide financial, investment, tax, or legal advice. Any financial decisions you make based on data in the App are entirely your own responsibility.
Your transaction data is stored locally on your device (via SwiftData) and synced to Google Firebase Firestore. We make reasonable efforts to maintain data availability and integrity, but we do not guarantee uninterrupted access or that data will never be lost. We recommend keeping backups of important financial records.
All content, design, code, and branding within MoneyFlow are the property of MoneyFlow and protected by applicable intellectual property laws. You may not copy, reproduce, or distribute any part of the App without our written permission.
MoneyFlow is provided "as is" and "as available" without warranties of any kind, either express or implied. To the fullest extent permitted by law, we are not liable for:
We reserve the right to suspend or terminate your access to MoneyFlow at any time if you violate these Terms or engage in conduct that may harm other users or the integrity of the service. You may also delete your account at any time by contacting us.
We may update these Terms at any time. We will notify users by updating the "Last Updated" date above. Continued use of the App after changes are posted constitutes your acceptance of the revised Terms.
These Terms are governed by and construed in accordance with applicable laws. Any disputes arising from these Terms shall be resolved in good faith between the parties.
If you have any questions about these Terms, please contact us: